Most people would not purchase a new home that was not covered by a 10-year structural warranty, but self-builders throughout the UK are foregoing these warranties for their properties and choosing instead to have an architect certify their home.
On the surface, this may trim down the project budget, but the savings could be insignificant in the long run because an architect’s certificate is not a type of insurance. It simply states that the house has been built to the required minimum standard. Nothing else.
How a structural warranty for Builders can help
If a structural fault becomes apparent once construction on your home is complete, you the homeowner would have to take legal action to prove that the architect’s negligence caused the fault. This prospect is more expensive and arduous than having a structural warranty that covers this type of defect whether the architect was to blame or not.
Once taken out, a structural warranty typically lasts for 10 years and provides cover for the following:
- The cost of partial and even complete rebuilding or corrective work to any part of the home that has been seriously damaged
- The cost of correcting any defect in the design, materials, components or workmanship in the building’s drainage system
- The cost of fixing, replacing or correcting any part of the waterproof envelope that has experienced water damage due to a defect in the design, materials, components or workmanship
- The cost of fixing any defects in the newly constructed chimneys and flues that present an imminent danger to the occupants