There are many benefits to being a young adult - better health, more freedom, and almost-endless career options.
But being able to purchase your own home and moving out from under your parent's wings is becoming increasingly difficult for many.
Over the last two decades, UK home ownership figures have revealed that approximately 40% of young adults are unable to enter the housing market. This is regardless of whether they have managed to work and save the necessary 10% deposit.
While only twenty years ago, 90% of young adults had the means to supply a deposit and obtain a loan for the remainder of the cost, data from 2016 shows it is now only possible for approximately 60%. Perhaps the area worst hit in the UK in London.
IFS (Institute of Fiscal Studies) research states that just one-in-three young adults will have enough money for a deposit and still be eligible for a loan on the remainder. Worryingly, these figures relate to houses on the low-end of the property market, those which would be ideal for people just starting out.