Specialists in

Home Warranty Insurance

over 30,000+ Properties insured


  • Competitively Priced
  • Flexible Underwriting
  • Dedicated Account Manager
  • Free Technical Support
  • Fast Quote, Fast Cover

Local expertise with Countrywide cover

CRL provides nationwide cover with a network of Inspectors based throughout the UK, meaning that there is always an expert on hand to offer advice and guide you through the key stages of the development process.

Over £5 billion of cover arranged to date.

You need Home Warranty Insurance because


Mortgage approvals

Most UK mortgage lenders insist on structural defects insurance from a recognised provider before lending on any property under 10 years old.


Makes Selling Easier

A credible structural defects insurance policy is a valuable sales tool when selling a property, providing peace of mind to buyers and speeding up the sales process.


Repair Costs

Repairing the average building defect can cost as much as £40,000, so it’s sensible to have comprehensive developer’s warranty that covers every eventuality.

What is Home Warranty insurance?

Home Warranty Insurance provides cover for the cost of rectifying or repairing structural damage caused by a fault in the design, construction or materials of a new build, conversion or completed build project, that may not be apparent at the time of completion.

Key features of the warranty

  • FCA authorised and recognised by all major lenders and complies with the CML initiative
  • Retrospective cover available
  • A dispute resolution service between you and the builder in the event of a claim
  • Waiver of subrogation for RIBA or CIAT registered Architects
  • Cover as standard for additional costs, professional fees, removal of debris and alternative accommodation
  • Transferable policy
  • Contamination risk for buying off plan
  • 10 year policy

CHOOSE US because we are:


Cost-effective building insurance quotes from a long-standing specialist


We don’t shy away from issuing a building warranty for difficult or complex property development projects


Inclusion on the CRL register means added credibility to any property development

“We are delighted to work with CRL as we progress the development of more great homes for people who need them throughout Northern Ireland” Clanmil
“When sourcing the appropriate cover for our developments, CRL are able to take all of our requirements on board, unusual quirks of a build and ensure they have in place the highest quality standards and cover.” Juno
“We would recommend CRL to any residential developer or local builder that could benefit from the expertise of the team, to ensure the highest quality standards and cover.” JG Woodcock Construction Ltd

What we cover

The structural warranty covers a wide range of defects and materials including:
  • Load-bearing foundation systems and footings
  • Load-bearing walls and partitions
  • Load-bearing beams and girders
  • Roof covering
  • Waterproof envelope
  • Contaminated land for brownfields sites
  • Load-bearing floors and staircases
  • Roof framing systems (Joists and trusses)
  • Load-bearing lintels
  • Screeds
  • Chimneys and flues
  • Repairing, replacing and rectifying water ingress

WE ARE Backed by 92% of lenders

Lloyds Bank

Home Warranty Insurance

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