PROTECT AGAINST STRUCTURAL DEFECTS

CRL ARE A TRUSTED AND VALUABLE CONSTRUCTION INSURANCE SPECIALIST.

CRL has specialises in Construction Insurance; covering structures and buildings as well as new home and new home developments. Any defects found in the workmanship or design of your development as well as those found in any components or materials have a 10-year coverage through the standard CRL procedure

What is Construction Insurance?

Construction Insurance is a mandatory requirement from UK mortgage lenders before they release funds for a property purchase if the house is new or under 10 years old. Construction Insurance can also be known as Structural Warranty, Building Warrnty, Home Warranty, Construction Insurance and Self Build Insurance etc.

What is covered by Construction Insurance?

A Construction Insurance policy through CRL covers defects found in completed buildings, all types of conversions, renovations and extensions, social housing projects, insolvency related situations, basement developments, new-build and self-build projects, buildings designed to be eco-friendly as well as ones made from timber frames, multi-use buildings and prefab projects, whether partially completed or fully complete.

  • Load-bearing foundation systems and footings

  • Roof framing systems (Joists and trusses)

  • Load-bearing floors and staircases

  • Load-bearing beams and girders

  • Load-bearing walls and partitions

  • Load-bearing lintels

  • Floor decking and screeds

  • Chimneys and flues

  • Roof covering

  • Waterproof envelope

  • Contaminated land for brownfield sites

  • Repairing, replacing and rectifying water ingress


Construction Insurance

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Why take out Construction Insurance?

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    Improve Selling Process

    Credible Construction Insurance will make selling property a breeze. Not only will the selling process will be quicker but buyers will feel more secure with their investment.

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    Lower Repair Costs

    When something goes wrong in the basic structure of a building, the cost of repairs can soar as high as £40,000. Having Construction Insurance will protect you against this kind of eventuality.

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    Assist With Mortgage Approvals

    In the UK, mortgage lenders require this insurance if the building is under 10 years old.

WHY IS THE CRL THE BEST CHOICE?

CRL will do everything possible to help your project stay on track with as few bumps along the way as possible. Our extensive Construction Insurance and consistent help separates us from the crowded market.

RETROSPECTIVE COVER

CRL also provides retrospective cover in the following cases:

  • BUILT WITHOUT CONSTRUCION INSURANCE

These are properties for sale that were built without Construction Insurance. This extends to buying a property in which the developer didn’t have to obtain Construction Insurance during the building process.

  • FIXED-CHARGE RECEIVERS & INSOLVENCY SITUATIONS

When entering a distressed sale or solvency, you can get a fast fix when you are a fixed-charge receiver.

  • DEVELOPERS ENTERING ADMINISTRATION

If a property is left without obtaining the completion certificate and is uninsured, borrowing money against the development is difficult when the developer has chosen to enter administration.

BIG THINKING INSPECTORS WITH AN EYE FOR THE SMALL DETAILS

It’s our inspector’s job to help you realise your construction goals, however ambitious they might be. Their experience and expertise means our pragmatic site inspections detail every aspect and flag where appropriate.

Our network of inspectors as based throughout the UK, meaning that there is always an expert on hand to offer advice and guide you through the key stages of the development process.

To ensure due diligence, best practise and to continually improve the quality of our on-site inspections, we carry out the following stages for each project:

  1. INITIAL INSPECTION
    Foundation and substructure stage inspection.
  2. INTERIM INSPECTION
    Superstructure, roof and plasterboard stage inspection.
  3. FINAL INSPECTION
    The final inspection to receive the Final Build Certificate.

Our inspectors will be in touch to arrange the dates for each of these inspections almost immediately – ensuring minimal delays. Get in touch to discuss your construcion insurance needs in more detail.

Construction Insurance

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